Loan
Programs
No two borrowers are exactly alike, which is why there is no one-size-fits-all mortgage solution.
Whether you're purchasing a home, refinancing an existing mortgage, investing in real estate, or exploring commercial financing, AP Lending helps you compare options from multiple lenders and find a loan program that aligns with your goals.
Our role is simple: provide clear guidance, competitive financing options, and a smooth lending experience from application to closing.
Home Purchase Loans
Whether you're a first-time homebuyer or planning your next move, we'll help you explore financing options and navigate the mortgage process with confidence.
Refinance Loans
Refinancing may help you lower your interest rate, reduce monthly payments, access home equity, or adjust your loan term.
Conventional Loans
Conventional loans are among the most common mortgage options and may offer flexible terms for qualified borrowers.
FHA Loans
FHA loans may provide additional flexibility for qualified borrowers and are a popular option for many first-time homebuyers.
VA Loans
Eligible veterans, active-duty service members, and certain surviving spouses may benefit from the advantages offered through VA financing.
Investment Property Loans
Whether you're purchasing your first rental property or growing a portfolio, we can help you explore financing solutions designed for investors.
Explore Investment Property Loans →
DSCR Loans
DSCR loans allow many real estate investors to qualify based primarily on property cash flow rather than traditional income documentation.
Commercial Loans
From owner-occupied properties to investment opportunities, commercial financing can help support a wide range of business and investment goals.
Private & Hard Money Lending
Some projects require financing solutions that fall outside traditional lending guidelines. We can help borrowers explore private and hard money lending options when appropriate.
Explore Private & Hard Money Lending →
Not Sure Where to Start?
Choosing the right loan program can feel overwhelming, especially when comparing multiple options.
We're here to help. Whether you're purchasing a home, refinancing, investing in real estate, or exploring commercial financing, AP Lending can help you evaluate your options and determine the next best step.
“We have used AP Lending for multiple purchases and have been impressed each time. Each purchase came with its own unique hurdles and complications, and Austin was able to creatively think outside the box and find a solution for each different situation. I’ll gladly use Austin every time going forward and would recommend him to anyone!”
Bradley Stamps | Franklin, TNGet In Touch
If you're interested in working with us, complete the form with a few details about your project. We'll review your message and get back to you within 48 hours.