Buy Your Tennessee Home with Confidence — Fast, Transparent, Local Lending.

Whether you’re a first-time buyer or upgrading, we’ll guide you from pre-approval to closing — with creative options including Non-QM and investor programs.

Get Pre-Approved Today

Austin Polivka

Serving Tennessee and beyond

NMLS #1461768

Check out our 5 star rating on Google!

GoRascal NMLS #2072896

Fast Pre-Approvals

Many within 24 hours

Flexible Loan Options

Conventional, FHA, VA, and Non-QM

Clear Communication

We guide you every step

Local Expertise

9+ year Tennessee market knowledge

See My Loan Options →

#1

Talk with
our team

Quick discovery call or
pre-approval form

#2

Get
pre-approved

Know your buying power fast!

#3

Close with confidence

Guided through every step
to keys-in-hand

  • "I’d highly recommend them to anyone looking for a mortgage or refinance — top-notch service all around."

    Spencer C. — Nashville, TN

  • "We have used Austin for multiple purchases and he has impressed us each time. I’ll gladly use Austin every time going forward and would recommend him to anyone!"

    Brad S. — Franklin, TN

  • "Austin went above and beyond and when it comes time to refinance, he will be my go to. Highly recommend!"

    T Langsdon — Brentwood, TN

  • "Austin made us feel like his #1 priority and we will use him for all our future home purchases!"

    Grant F. — Brentwood, TN

Ready to take the next step to homeownership?

Get Pre-Approved