Lower Your Payment or Unlock Cash from Your Home — Let’s See What’s Possible.

Fast, no-pressure refinance quotes from a Tennessee-based mortgage expert — including Non-QM and investor options.

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Austin Polivka

Serving Tennessee and beyond

NMLS #1461768

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Check out our 5 star rating on Google!

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GoRascal NMLS #2072896

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Lower Monthly Payments

Explore rate-term refi options

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Quick Closings

Streamlined process through ARIVE

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Flexible Programs

Conventional, FHA, VA, and Non-QM

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Access Your Equity

Cash-out for home improvements or debt consolidation

See My refi Options →

#1

Quick Discovery Call

Confirm your goals for refinancing

#2

review
today’s rate

Personalized analysis of savings or cash-out

#3

close in
3 weeks

Guided through every step

 FAQs

  • Often in 2–3 weeks once documents are received.

  • Only a small temporary inquiry; we guide you through timing.

  • Yes, we specialize in flexible qualification.

  • "I’d highly recommend them to anyone looking for a mortgage or refinance — top-notch service all around."

    Spencer C. — Nashville, TN

  • "We have used Austin for multiple purchases and he has impressed us each time. I’ll gladly use Austin every time going forward and would recommend him to anyone!"

    Brad S. — Franklin, TN

  • "Austin went above and beyond and when it comes time to refinance, he will be my go to. Highly recommend!"

    T Langsdon — Brentwood, TN

  • "Austin made us feel like his #1 priority and we will use him for all our future home purchases!"

    Grant F. — Brentwood, TN

See how much you could save EACH month — no obligation.

Check My Savings